• Home
  • About Us
  • LoansLoans
  • MembersMembers
    • About Us
    • Find a Location
    • Membership Application
    • In Our Community
  • ServicesServices
    • 24 Hour
    • ATMs
    • Access 24
    • FOCUS
    • MHFCU Mobile
    • CardValet
    • Cards
    • ATM/Debit
    • ATM/Debit Form
    • Credit Cards
    • Gift Cards
    • Travel Money
    • Money Orders
    • Payroll
    • Direct Deposit
    • Wire Instructions
    • uChoose Rewards
    • uChoose FAQs
    • Credit Sense
  • ResourcesResources
    • GreenPath
    • Newsletters
    • TruStage
    • VISA Online Access
  • SharesShares
    • Share Accounts
    • Vacation Club
    • Christmas Club
    • Share Draft Accounts
    • Free Share Draft
    • Prime Share Draft
    • Square One
    • Investing
    • Share Rates
    • Certificate Rates
    • Kids & Teens
    • Request ATM/Debit Card
    • Order Checks
  • FOCUSFOCUS

Favourite template

  • Home
  • About Us
  • LoansLoans
  • MembersMembers
    • About Us
    • Find a Location
    • Membership Application
    • In Our Community
  • ServicesServices
    • 24 Hour
    • ATMs
    • Access 24
    • FOCUS
    • MHFCU Mobile
    • CardValet
    • Cards
    • ATM/Debit
    • ATM/Debit Form
    • Credit Cards
    • Gift Cards
    • Travel Money
    • Money Orders
    • Payroll
    • Direct Deposit
    • Wire Instructions
    • uChoose Rewards
    • uChoose FAQs
    • Credit Sense
  • ResourcesResources
    • GreenPath
    • Newsletters
    • TruStage
    • VISA Online Access
  • SharesShares
    • Share Accounts
    • Vacation Club
    • Christmas Club
    • Share Draft Accounts
    • Free Share Draft
    • Prime Share Draft
    • Square One
    • Investing
    • Share Rates
    • Certificate Rates
    • Kids & Teens
    • Request ATM/Debit Card
    • Order Checks
  • FOCUSFOCUS

Loans

Thanks to our competitive rates, you may be able to save a substantial amount over the life of your loan. In fact, you may want to consolidate your older loans and high-interest credit card debt into a lower-rate loan. You may reduce your monthly payments, improve your credit rating and save on interest.

Visit Loans Main Page

Members

The MHFCU family is made up of Methodist Healthcare associates, affiliates, and their families. Methodist Healthcare Federal Credit Union is on a mission to serve our members with one goal in mind… "To always be responsive to our members' financial needs by providing personal and innovative services of a superior quality."

Visit Members Main Page

Services

At Methodist Healthcare Federal Credit Union, we offer convenient, round-the-clock services to our members. Learn about the many services MHFCU has to offer. You can even search for the nearest branch or ATM, or apply for a Credit Card, Gift Card, or Travel Money.

Visit Services Main Page

Resources

Need to look up the value of a vehicle, or catch up on MHFCU News? We’ve got all the resources you need, including information on MHFCU student loans and VISA credit cards. We even provide our members with free educational services like GreenPath Finacial Wellness. 

Visit Resources Main Page

Shares

Learn more about our Share (Savings) and totally free Share Draft (Checking) accounts here, and take a look at our Share Rates. MHFCU also offers special savings accounts like our Christmas Club, Vacation Club, Smart Start (Ages 0-9), Savvy Saver (Agest 10-13), and Centsible Savings & Checking (Ages 14-18) accounts. You’ll also find information on MHFCU Share Certificates, IRAs, and Share Certificate Rates.

Visit Shares Main Page

Focus

FOCUS stands for Financial Online Credit Union Services. With FOCUS, you can view your account virtually any time, anywhere. All you need is a secure browser and a password to access all of your account information. Log in to FOCUS to manage all your accounts.

Visit Focus Main Page

Loans Quick Links

  • Vehicle
  • Christmas Loans
  • Skip A Pay
  • Share / Certificate Pledge
  • Home Equity
  • Loan Rates
  • Make a Payment
  • Credit Cards
  • Signature / Line of Credit
  • Student Loans

Members Quick Links

  • About Us
  • Find a Location
  • Membership Application
  • In Our Community

Services Quick Links

  • 24 Hour Services
  • ATMs
  • MHFCU Mobile App
  • CardValet
  • Card Services
  • ATM/Debit Form
  • Gift Cards
  • Travel Money
  • Money Orders
  • Wire Instructions
  • Payroll
  • Direct Deposit
  • Credit Cards
  • uChoose Rewards
  • Credit Sense

Resources Quick Links

  • GreenPath
  • Newsletters
  • TruStage
  • VISA Online Access

Shares Quick Links

  • Share Accounts
  • Share Draft Accounts
  • Investing
  • Share Rates
  • Certificate Rates
  • Kids & Teens
  • Request ATM/Debit Card
  • Order Checks

Focus Quick Links

  • FOCUS Login
  • Bill Pay
  • E-Statements
  • Loans (2)
    • Vehicle
    • Signature / Line of Credit
    • Share / Certificate Pledge
    • Loan Rates
    • Christmas Loans
    • Skip A Pay
      • Skip A Pay Application
    • Student Loans
    • Credit Cards
    • Make a Payment

Need a Quick Loan?

  • Click to Apply

Loan Rates

 

Performance Plus Lending Rates as of 1/02/2025

 

 

SECURED LOANS

NEW AUTOS, BOATS, MOTORCYCLES, ETC.

SCORE

730+

729 - 680

679 - 640

639 - 600

599 - 550

549 Or Less

P

A

B

C

D

E

0 – 24 MO

4.99

5.49

6.99

8.99

11.99

14.99

25 – 36 MO

5.49

5.99

7.99

10.99

13.99

15.99

37 – 48 MO

5.99

6.49

8.99

11.99

14.99

16.99

49 – 60 MO

6.49

6.99

9.99

12.99

15.99

17.99

61 – 72 MO

6.99

7.49

10.99

13.99

16.99

N/A

73 - 84 MO

7.49

7.99

11.99

14.99

N/A

N/A

 

USED AUTOS, BOATS, MOTORCYCLES, ETC.

SCORE

730+

729 - 680

679 - 640

639 - 600

599 - 550

549 Or Less

P

A

B

C

D

E

0 – 24 MO

5.99

6.49

7.99

9.99

12.99

15.99

25 – 36 MO

6.49

6.99

8.99

11.99

14.99

16.99

37 – 48 MO

6.99

7.49

9.99

12.99

15.99

17.99

49 – 60 MO

7.49

7.99

10.99

13.99

16.99

17.99

61 – 72 MO

7.99

8.49

11.99

14.99

17.99

N/A
73 - 84 MO

8.49

8.99

12.99

15.99

N/A

N/A

 

 

UNSECURED LOANS

SIGNATURE, LINE OF CREDIT, CREDIT CARD

SCORE

730+

729 - 680

679 - 640

639 - 600

599 - 550

549 Or Less

P

A

B

C

D

E

 

8.99

9.99

11.99

14.99

17.99

17.99

 

HOME EQUITY LINE OF CREDIT

 

 

PRIME

8.00%

 

 

 

SCORE

730+

729 - 680

679 - 640

639 - 600

599 - 550

549 Or Less

P

A

B

C

D

E

0 – 80% LTV

9.00%

9.50%

11.50%

13.50%

15.50%

17.50%

80 – 100% LTV

10.00%

10.50%

13.50%

15.50%

17.50%

19.50%
not currently available

Get there faster...

  • GreenPath
  • Share Rates
  • Vehicle Loans
  • Direct Deposit
  • Share Draft
  • Student Loans
  • Credit Cards
  • 24 Hour Service
  • UChoose Rewards

Contact Us:

Methodist Healthcare Federal Credit Union
Mailing Only: 7130 Goodlett Farms Pkwy
Suite 105W
Cordova, TN 38016

Phone: (901) 453-3500

Online Contact Form

 
 
 
  • Locations
  • About Us
  • Privacy Policy
  • Privacy Policy (Mobile Banking)
  • Equal Housing Lender
  • BBB Accredited
  • FDIC Message
  • NCUA

Copyright ©2010-2025 Methodist Healthcare Federal Credit Union. All Rights Reserved.

Website Design, Development, and Hosting by Mellon Consulting Group

 

You are now leaving the Methodist Healthcare Federal Credit Union website. MHFCU has no control over information at any site that is hyperlinked to or from our site. MHFCU makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by MHFCU of any information in any hyperlinked site. In no event shall MHFCU be responsible for your use of a hyperlinked site.  \Should you enter into any kind of transaction with the hyperlinked site, MHFCU does not represent you or the third party.  The privacy and security policies of the site provided may differ from those of MHFCU.

Some browser pop-up blockers will prevent the new window from opening. Please disable your pop-up blocker before clicking 'Continue'.

Continue Cancel (Go Back)