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Share (Savings) Accounts
A Share (savings) account is your first step to having access to the variety of products and services that we have to offer. Your Share account comes with the following features:
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Minimum deposit to open and maintain account: $5
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Minimum average daily balance to earn dividends: $100
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Competitive dividend rates
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Dividends are paid quarterly
- Deposits insured up to at least $250,000
NCUSIF Share Insurance Coverage Limits by account ownership category:
| Single Accounts: owned by one person. |
$250,000 per owner. |
| Joint Accounts: owned by two or more individuals. |
$250,000 per co-owner. A co-owner's interest in all joint accounts in the same federally- insured credit union will be added together and insured up to $250,000. |
| Certain Reirement Accounts: includes IRAs. |
$250,000 per owner. Insured separately from other accounts. |
| Revocable Trust Accounts: |
$250,000 per owner per beneficiary. |
| Irrevocable Trust Accounts: |
$250,000 for the non-contingent, ascertainable interest of each beneficiary. |
| Corporation, Partnership, and Unincorporated Association Accounts: |
$250,000 per corporation, partnership, or unincorporated association. |
| Employee Benefit Plan Accounts: |
$250,000 for the ascertainable interest of each plan participant. |
| Government Accounts: |
$250,000 per official custodian. |