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Investing
Share Certificate
When shopping certificate rates, compare MHFCU’s rates to those offered by other financial institutions, because we pay higher dividends than most! Here's what to expect:
- Terms from 3 months to 2 years
- Highly competitive rates
- Dividends compounded quarterly
- Re-invest or payout dividends
- Lowest minimum balance: $500
- Tiered rates for higher balances
IRAs
An Individual Retirement Account (IRA) is an investment plan authorized and regulated by the Federal Government, that is designed to help you save for your retirement years. Upon reaching retirement age, an IRA can serve to bolster your income by providing additional funds to supplement any other income you may receive. Talk with your tax advisor to see if an IRA is right for you! We offer Traditional IRAs, and certificates with terms of 12-18 months.
IRAs - Traditional Accumulation
- Minimum deposit to open: $1
- Competitive dividend rates, paid quarterly
- No maintenance fees
- Good option for those who do not have access to an employer-sponsored retirement savings plan.
IRA Certificates
- Minimum deposit to open: $2,000
- Competitive dividend rates, paid quarterly
- No maintenance fees
Not a MHFCU Member? Click the link below to join!