|
CHECKING ACCOUNT FEATURES :
|
 |
 |
 |
|---|---|---|---|
|
Minimum Opening Deposit
|
$0
|
$50
|
$50
|
|
Monthly Service Fee
|
$0
|
$9
|
$5
|
|
Surcharge-Free ATM Access
|
Access to CO-OP, Accel & VISA Plus ATM Networks
|
NO
|
NO
|
|
Foreign ATM Fee
|
$1 + Surcharge
(No surcharge on CO-OP ATMs) |
$3 + Surcharge
|
$2.50 + Surcharge
|
|
Mobile Banking
|
YES
|
YES
|
YES
|
|
Mobile Check Deposits
|
YES
|
YES
|
$.50 / Item
|
|
Free/Discounted Checks
|
First 40 Checks are FREE
|
NO
|
NO
|
|
Mothly Paper Statements
|
Optional & FREE
|
$3 / Month
|
$2 / Month
|
|
Electronic Statements
|
YES
|
YES
|
YES
|
|
Overdraft Protection:
Line of Credit Transfer |
FREE
|
$15 fee per day of transfer
|
$15 fee per day of transfer
|
|
Overdraft Protection:
Savings Account Transfer |
FREE
|
$15 / Day
|
$15 fee
|
|
Check Cashing
|
FREE
|
Not Listed
|
$2 - $20 fee
|
|
Savings Account Features:
|
|
|
|
|
Minimum Opening Deposit
|
$5
|
$50
|
$50
|
|
Service Fee
|
No Service Fees
|
$5/Quarterly or maintain a $250 minimum balance
|
$5/Month or maintain a $300 minimum balance
|
|
Dividends
|
Quarterly/ .25%, .40%, .45%
|
Quarterly/.01%
|
Monthly/.01%
|
