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Membership
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Join the MHFCU Credit Union Today Apply Now |
Proudly serving Methodist Le Bonheur Healthcare associates, affiliates, and their families since 1960.
Click here for a full list of Methodist Le Bonheur Healthcare affiliates.
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Access to Low-Cost Financial Services MHFCU is a non-profit financial institution. We provide financial education and low-cost financial services to our members as a competitive and convenient alternative to for-profit financial institutions. |
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Convenient Locations and Services Our branches are located at the main hospitals, giving you convenient access to your account. Additionally, we offer services that benefit the majority of MLH associates, such as our popular Christmas Club and Vacation Club accounts. |
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Lifetime Membership Once a member, you can retain your membership throughout your life - even if you move, retire, or leave the employment of the sponsor. Spouses or children may also become members, and have separate accounts independent of the associate's membership. |
Find a Branch
Visit one of our convenient branch locations serving Methodist Le Bonheur Healthcare associates, eligible affiliates, and their families throughout the Memphis area.
Contact Us Become a MemberUse the map below to find the MHFCU branch that's most convenient for you.
Methodist University Branch
1265 Union Ave.
Located across from the MLH Cafeteria.
Monday - Friday
7:30 AM - 4:00 PM
Lunch
11:00 AM - Noon
Raymond L. Mason Branch (North)
3950 New Covington Pike, Suite 125.
Located behind main hospital facility.
Monday/Wednesday/Friday
7:30 AM - 4:00 PM
Lunch
1:00 PM - 2:00 PM
Methodist South Branch
1300 Wesley Dr, Suite 136
Tuesday/Thursday
7:30 AM - 4:00 PM
Lunch
1:00 PM - 2:00 PM
Methodist Germantown Branch
7691 Poplar Ave, Suite 108 (Building A)
Monday - Friday
7:30 AM - 4:00 PM
Lunch
1:00 PM - 2:00 PM
Contact MHFCU
Phone: (901) 453-3500
Fax: (901) 334-9844
Mailing Address
7130 Goodlett Farms Parkway
Suite 105W
Memphis, TN 38016
ℹ️ Need Help Choosing a Branch?
Our friendly team is happy to help you find the most convenient branch for your banking needs.
Call us at (901) 453-3500 or contact us online for assistance.
Frequently Asked Questions
Which branch should I visit?
Visit whichever location is most convenient for you. All of our branches are committed to providing the same friendly service and access to your accounts.
Do all branches offer the same services?
Most routine transactions and member services are available at each branch. If you're planning a specialized transaction, please contact us in advance.
Are appointments required?
No, appointments are not required for most services.
What if I can't visit during business hours?
Our Online Banking and Mobile Banking services provide convenient access to your accounts anytime.
Where is your mailing address?
Our mailing address is:
7130 Goodlett Farms Parkway
Suite 105W
Cordova, TN 38016
We're Here to Help
Whether you're opening an account, applying for a loan, or simply have a question, we're ready to serve you.
Contact Us
About Methodist Healthcare Federal Credit Union
Since 1960, we've proudly served Methodist Le Bonheur Healthcare associates, eligible affiliates, and their families with trusted financial services focused on people - not profits.
Become a Member Contact Us
Serving Our Members Since 1960
Methodist Healthcare Federal Credit Union was chartered in 1960 to serve the financial needs of Methodist Le Bonheur Healthcare associates. over the years, we've expanded our field of membership to include eligible affiliates and family members while remaining committed to the personalized service that has defined us from the beginning.
Unlike many financial institutions, we're a member-owned, not-for-profit credit union. Every decision we make is centered on helping our members achieve their financial goals.
Why Join MHFCU?
Member-Owned
As a not-for-profit credit union, our focus is on serving members rather than generating profits for shareholders.
Financial Wellness
We're committed to helping members build stronger financial futures through affordable products, education, and trusted guidance.
Serving Healthcare Families
For more than 65 years, we've proudly served Methodist Le Bonheur Healthcare associates, affiliates, and their families.
ℹ️ Our Mission
To provide affordable financial products, exceptional service, and trusted guidance that empower our members to achieve lifelong financial success.
About Methodist Le Bonheur Healthcare
Established in 1918, Methodist Le Bonheur Healthcare is a comprehensive healthcare system in Memphis, Tennessee. The MLH network has over 13,000 associates and oversees six hospitals: Methodist university Hospital, Methodist South Hospital, Methodist North Hospital, Methodist Germantown Hospital, Le Bonheur Children's Hospital, and Methodist Olive Branch Hospital.
Frequently Asked Questions
Who can become a member?
Membership is available to eligible Methodist Le Bonheur Healthcare associates, qualifying affiliates, and certain family members.
What makes a credit union different from a bank?
Credit unions are member-owned, not-for-profit financial cooperatives. That means our focus is on providing value to our members through competitive rates, lower fees, and personalized service.
Is membership really for life?
Yes. Once you become a member, you can maintain your membership even if you change employers, retire, or relocate, provided your account remains in good standing.
How long has MHFCU served members?
Methodist Healthcare Federal Credit Union has proudly served our membership since 1960.
How do I become a member?
Simply complete a membership application online or visit one of our branch locations.
Related Resources
Ready to Join MHFCU?
Experience the benefits of member-focused banking backed by decades of trusted service.
Become a Member
Skip-A-Pay
Whether you're preparing for holiday shopping, covering unexpected expenses, or simply need extra room in your monthly budget, Skip-A-Pay gives eligible members added financial flexibility.
Apply for Skip-A-Pay Check EligibilityGive Your Budget Some Breathing Room
Skip-A-Pay allows eligible members to skip one qualifying monthly or bi-weekly loan payment(s) during the promotional period. Use the money you save for holiday shopping, travel, home expenses, or other financial priorities.
It's a convenient way to create extra flexibility without taking out a new loan.
Keep More Cash on Hand
Free up funds for holiday shopping, travel, home expenses, or unexpected costs.
Protect Your Budget
Reduce short-term financial pressure while continuing to manage your finances responsibly.
Simple Application Process
Submit your Skip-A-Pay request online during the promotional period and we'll review your eligibility.
Am I Eligible?
Please review the following eligibility requirements before submitting your application.
- Skip-A-Pay applications open October 1.
- Available on eligible monthly and bi-weekly loans.
- Subject to program eligibility requirements.
- Additional terms and restrictions apply.
ℹ️ How Skip-A-Pay Works
Interest Continues to Accrue
Interest continues to accrue during the skipped payment period.
Your Loan Term Is Extended
Skipping a payment extends the repayment period of your loan.
Some Loans Are Excluded
Credit cards, share-secured loans, home equity lines of credit, and secured personal loans are not eligible.
GAP Coverage
Auto Loans with GAP coverage are limited to ten skipped payments over the life of the loan.
looking for another option?
Don't Have an Eligible Loan?
Need extra funds for the holidays instead? An MHFCU Christmas Loan may be a great solution for gifts, travel, and seasonal expenses.
Learn About Christmas LoansFrequently Asked Questions
Which loans qualify?
Skip-A-Pay is available only on eligible loans. Certain loan types, including credit cards and home equity lines of credit, are excluded.
Does interest continue during the skipped payment?
Yes. Interest continues to accrue during the skipped payment period.
Will my loan term change?
Yes. Skipping a payment extends the repayment period of your loan.
When can I apply?
Applications are available beginning October 1 during the promotional period.
Can I Skip-A-Pay more than once?
Program limits and eligibility requirements apply. Contact MHFCU for complete details.
How do I apply?
Submit your application online during the promotion period.
Need a Little More Flexibility?
Apply for Skip-A-Pay and enjoy additional room in your budget during the holiday season.
Apply Beginning October 1
Christmas Loans
Plan ahead for the holidays with an affordable Christmas Loan from MHFCU. Whether you're shopping for gifts, traveling to see family, or covering seasonal expenses, we're here to help make the holidays a little brighter.
Apply Beginning Oct. 1 Contact UsCelebrate the Season Without the Stress
The holidays should be about spending time with family - not worrying about finances. MHFCU's Christmas Loan provides an affordable way to spread out holiday expenses while helping you stay within your budget.
Apply Beginning October 1st
Applications open each year on October 1, giving members plenty of time to prepare for the holiday season.
Borrow Based on Membership
Loan amounts are determined by your membership history with MHFCU, rewarding long-term membership.
Affordable Holiday Financing
Enjoy a simple way to cover gifts, travel, decorations, and other seasonal expenses without relying on high-interest credit cards.
Before You Apply
Please review the following eligibility requirements before submitting your application.
- Applications open October 1 each year.
- Must meet MHFCU membership eligibility requirements.
- Loan amount is based on membership history.
- Subject to credit approval.
- Additional terms and conditions may apply.
Available Loan Amounts
Important Information
• First-time borrower is anyone who has not had a loan with MHFCU during 2022 - 2025.
Seasonal benefit
Need Extra Holiday Flexibility?
Already have an MHFCU loan? Eligible members may be able to skip a qualifying loan payment through our Skip-A-Pay program. Contact MHFCU to learn whether your loan qualifies and review the program requirements.
✓ Available for eligible MHFCU loans.
✓ Create additional room in your holiday budget.
✓ Subject to program eligibility.
Learn About Skip-A-Pay✓ Create additional room in your holiday budget.
✓ Subject to program eligibility.
Frequently Asked Questions
When can I apply?
Applications begin October 1 each year.
How much can I borrow?
Loan amounts are based on your membership history and eligibility requirements.
How do I apply?
Applications are available online beginning October 1 or by contacting MHFCU.
Can I pay my loan off early?
Yes. Contact MHFCU for complete repayment information and available payment options.
Ready to Make the Holidays Easier?
Apply for an MHFCU Christmas Loan and enjoy an affordable way to finance holiday expenses while staying on budget.
Apply Beginning October 1
Become a Member
Join Methodist Healthcare Federal Credit Union and enjoy personalized service, competitive financial products, and membership that lasts a lifetime.
Apply for Membership About UsWhy Join MHFCU?
Low-Cost Financial Services
As a not-for-profit credit union, we focus on providing affordable financial products, competitive rates, and personalized service to help our members succeed financially.
Convenient Banking
Access your accounts through our convenient branch locations, online banking, mobile banking, and a variety of financial services designed for your busy lifestyle.
Member-Focused
We're committed to building lasting relationships by providing friendly, local service and financial solutions tailored to meet your needs.
Membership Eligibility
Membership is available to:
Methodist Le Bonheur Healthcare associates
Eligible affiliates
Immediate family members of eligible members
Member Benefits
Competitive loan rates
Convenient checking and savings accounts
Online & Mobile Banking
Credit Cards
Financial Education Resources
Friendly Local Service
How to Become a Member
1
Complete a Membership Application
2
Verify your eligibility and provide any required identification
3
Open your share savings account
4
Start enjoying the benefits of MHFCU membership
Frequently Asked Questions
Who is eligible to join MHFCU?
Membership is available to eligible Methodist Le Bonheur Healthcare associates, qualifying affiliates, and certain family members. if you're unsure whether you qualify, we're happy to help.
Is membership really for life?
Yes. Once you become a member, you can maintain your membership even if you retire, change employers, or move away, provided your account remains in good standing.
How much does it cost to join?
Opening a membership requires establishing a share savings account with the minimum opening deposit of $5.25.
There is a one-time, .25 cent membership fee, and $5.00 must remain in the share account for good standing.
Can my family members join?
Yes. Immediate family of eligible members may also qualify for membership.
How do I apply?
You can apply online or in person at one of our branch locations.
Related Resources
Ready to Become a Member?
Experience personalized service, competitive financial products, and membership that lasts a lifetime.
Apply for Membership