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Looking for a Loan?
Our Competitive Rates Help You Save.
Thanks to our competitive rates, you may be able to save a substantial amount over the life of your loan. In fact, you may want to consolidate your older loans and high-interest credit card debt into a lower-rate loan. You can reduce your monthly payments, improve your credit rating and save on interest charges.
We offer you the choice of several types of personal loans based on your specific needs:
- Secured Personal Loan - If you have established credit, you may be eligible for a secured loan at an attractive rate. The collateral is usually your financial accounts or other property.
- Personal Line of Credit - This is a revolving line that gives you easy access to credit at an attractive rate. Once approved, you can access your credit line by check, Access 24 and FOCUS (online banking). As you make payments to reduce the outstanding debt, the amount again becomes available to borrow.
- Signature Loans - Your good name and credit history are all the collateral you may need to obtain a signature loan. Since these loans are unsecured, the interest rate is somewhat higher. So they’re best used for smaller purchases and short-term needs.
- The loan can be repaid in a lump sum or on a monthly or bi-weekly payment schedule.